Traffic accidents are a reality on Florida’s roads. With a high number of residents and tourists, this state has some of the busiest highways in the country. Knowing what to do if you’re involved in a crash can make a big difference, especially if you’re a foreigner. In this article, we’ll cover everything you need to know: key statistics, laws that protect you, and the steps to take after an accident.
Important Facts About Traffic Accidents in Florida
Florida ranks among the states with the most traffic accidents in the United States. Here are some recent statistics:
- Frequency: According to the Florida Department of Highway Safety and Motor Vehicles (FLHSMV), more than 340,000 crashes were reported in 2023. That’s almost 1,000 accidents per day.
- Injuries: Over 150,000 people were injured in these accidents.
- Fatalities: Tragically, about 3,200 people lost their lives on Florida’s roads last year.
- Danger zones: Cities like Miami, Orlando, and Tampa see the highest number of accidents due to heavy traffic.
Knowing these facts not only helps you stay alert but also highlights the importance of taking the right steps after an accident.
What to Do After a Traffic Accident in Florida
If you’re involved in a crash, follow these steps to protect your legal rights and health:
1. Ensure Your Safety
First, make sure you and others involved are safe. If possible, move your vehicle to a secure area away from traffic.
2. Call the Police
In Florida, it’s mandatory to report any accident involving injuries, fatalities, or significant property damage (over $500). The police will document the accident and provide you with an official report.
3. Exchange Information
Collect the contact and insurance details of all drivers involved. Take pictures of the accident scene, damaged vehicles, and any road signs or marks.
4. Seek Medical Attention Immediately
Even if you don’t feel pain right away, injuries like whiplash or concussions can appear hours or days later. In Florida, you have 14 days to seek medical care if you plan to file a claim under the Personal Injury Protection (PIP) law.
5. Contact an Experienced Attorney
An attorney can guide you through the legal process, especially if you’re a foreigner or don’t speak English. They’ll also ensure you receive the compensation you deserve.
Florida Traffic Laws That Protect Accident Victims
Florida has specific laws designed to benefit traffic accident victims. Here are the most relevant ones:
No-Fault Law
Florida uses a “no-fault” system for traffic accidents. This means that, regardless of who caused the accident, your insurance will cover up to $10,000 in medical expenses and lost wages under the PIP policy.
However, if your injuries are severe and medical costs exceed this limit, you can sue the at-fault driver for additional compensation.
Statute of Limitations
In Florida, you have up to two years from the date of the accident to file a personal injury lawsuit. If you don’t act within this time frame, you may lose your right to seek compensation.
Pedestrian and Cyclist Laws
Florida also protects pedestrians and cyclists. If you were hit while walking or biking, you can file a claim under the at-fault driver’s insurance or your own PIP insurance, if you have one.
What to Do If You’re a Foreigner Involved in a Crash in Florida
Florida is one of the world’s most popular tourist destinations, so it’s not uncommon for tourists or foreign residents to experience accidents here. If you’re a foreigner, follow these tips:
1. Don’t Panic
The law protects you regardless of your nationality. What’s important is to follow the steps mentioned earlier: seek medical attention, gather evidence, and contact an attorney.
2. Consult a Bilingual Attorney
Many attorneys in Florida speak Spanish and are familiar with cases involving foreigners. They’ll explain your rights and guide you through every step.
3. Check Your International Insurance
Some international insurance policies cover you in the United States. It’s also possible that your car rental insurance includes coverage in case of accidents.
4. Know Your Rights to File a Claim
As a foreigner, you can file a claim against the at-fault driver if you suffered serious injuries. This includes compensation for medical expenses, pain, and suffering.
How to Avoid Accidents in Florida
While you can’t control other drivers, there are measures you can take to reduce the risk of accidents:
- Avoid distractions: Use hands-free devices for calls and avoid looking at your phone while driving.
- Drive cautiously on busy roads: Areas like I-95 and I-4 are known for heavy traffic.
- Follow speed limits: Florida has zones with traffic cameras that record violations.
- Watch out for sudden weather changes: Sudden rain is common in Florida and can make roads slippery.
Why You Need an Attorney After a Traffic Accident
Accidents can be confusing and stressful, especially if you’re unfamiliar with local laws. A Florida traffic accident attorney can:
- Negotiate with insurance companies: Insurers often offer low settlements. An attorney will ensure you receive a fair compensation.
- Represent you in a lawsuit: If your case goes to court, an attorney will handle the legal process for you.
- Maximize your compensation: From medical expenses to pain and suffering, your attorney will fight to cover all your damages.
Conclusion: Be Prepared and Act Quickly
Being involved in a traffic accident in Florida can be a scary experience, but being informed will help you handle the situation with confidence. Always document everything, seek medical attention, and consult an experienced attorney to protect your rights.
If you’re a foreigner, don’t hesitate to seek legal help, as Florida laws are designed to protect everyone involved in accidents, regardless of their nationality. Stay safe on the roads and always drive with caution!