Having a car accident can be overwhelming, especially knowing that each state has specific laws you must follow. In New Jersey, it’s essential to know what steps to take to protect your rights, your health, and ensure you receive the compensation you deserve.
This article will guide you through the crucial steps to follow immediately after a car accident in New Jersey.
1. Check your safety and others’ safety
The most important thing after an accident is to make sure that you and everyone involved are safe. Check on the people with you and those in the other car, stay calm, and if possible, call the authorities.
2. Report the car accident to the police
In New Jersey, reporting an accident that involves injuries, death, or damages over $500 is mandatory. Follow these steps to report the accident properly:
- Call 911 from the accident scene: Inform them about the location, severity of the accident, and if there are any injuries. It’s important that an officer comes to document the incident.
- Provide your information to the officer: When the police arrive, provide your name, address, driver’s license, and insurance details. Make sure to obtain the police report, as it will be a crucial piece for your claims.
- Submit a written accident report: Within 10 days after the accident, you must complete a “Self-Reporting Crash” form. If you have any doubts about the process, a lawyer can assist you with everything.
- Include all necessary details: Ensure to document the date, time, location, accident description, and damages. If you’re unsure how to fill out the form, a lawyer can help you ensure all information is complete and accurate, so you can have peace of mind after what happened.
3. Gather all possible evidence of the car accident
Collecting evidence is key to supporting your claim. If you can, take photos of the scene, your car, and its condition after the incident. Also, make sure to get the names, contact numbers, and insurance information of all involved, which will support your case.
4. Seek immediate medical attention
Even if you don’t feel pain immediately, some injuries may appear hours or days later. Visit a doctor as soon as possible to document any physical damage, discomfort, or feelings of unease, as a detailed medical record will support your claims with the insurance companies.
5. Notify your insurance company
Inform your insurance company about the accident as soon as possible. Provide them with all the accident details, but avoid making recorded statements or accepting blame until you consult with a specialized attorney. Remember, New Jersey is a no-fault state, meaning you must file the claim under your personal injury protection coverage.
6. Understand the statute of limitations
In New Jersey, there is a limited time frame to file a lawsuit. If you suffer injuries, you generally have two years from the date of the accident to initiate your case. If you are only seeking compensation for vehicle damages, the period is six years. Filing a lawsuit after this period could result in losing your case.
7. Consult with a car accident lawyer
An experienced car accident attorney in New Jersey can help you evaluate your case, assist in negotiations with insurance companies, and represent you in court if necessary. Hiring one can be particularly beneficial in cases of “modified comparative fault,” where your compensation is adjusted based on your degree of responsibility in the accident.
Conclusion
Take the necessary precautions after a car accident in New Jersey to protect your rights. Each step is crucial to ensure a smoother and more favorable process.
Don’t leave your future to chance; follow these steps and seek the legal guidance you need to obtain the compensation you deserve.